Borrowing

A new way

There’s a new way to handle your student loans. There’s a company called SoFi who offers better rates for student loans, home mortgages, and personal loans. Some of you might have a ton of high interest rate student loans. You need to refinance these to lower interest rate loans. According to SoFi’s web site, Make your student debt go away…

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Borrowing

HARP 2.0

The expanded HARP program or HARP 2.0 took effect on December 1, 2011 for borrowers with a loan-to-value ratio of less than 125 percent and in the first quarter of 2012 for borrowers with a loan-to-value ratio of greater than 125 percent. The program was overhauled in an effort to reach more underwater homeowners. Some of the major changes to the…

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