Debt

The new car smell

When you buy a new car, you have that great new car smell. Unfortunately, it doesn’t last anywhere near the length of the car payments. Many of you decide within four years to get a new car. This is the current trend among car buyers. A few years back, people kept their cars for seven years. By 2021, it is…

Continue Reading

Debt

Combining your student loans

Combining your student loans does not refer to consolidating multiple students into one. What I am talking about is when two people marry and they combine their debt. They decide, well we are married and all of debt should be united also. Don’t combine your student loan debt with your spouse’s student loan debt. Worse, if you are just cohabiting,…

Continue Reading

Debt

What The Bible Teaches Us about Financial Obligations and Responsibility

By Cliff Dansby Contributing Author Money, everyone says, is “the root of all evil”. Many Christians and non-Christians alike misquote this teaching from the apostle Paul in the New Testament book of 1 Timothy. However, it’s the love of money and its misuse that leads to evil, problems and behaviors that sadden God. Christians are asked to responsibly use money. Many…

Continue Reading

Debt, Money

No credit card debt in 21 months

You can have no credit card debt in 21 months. If you have a strong FICO score, you should look into applying for a Citi Similipcity Card. This card offers 21 months of no interest payments on balance transfers or new purchases. This means that you could either pay off your credit card debt or make significant progress on paying…

Continue Reading

Debt

Make it Zero

What do I mean by make it zero? It means eliminating your debt to nothing. Many of you are trying to adhere to the debt avalanche or the debt blast. However, you might be feeling a bit frustrated. If you that is you, then you might try doing the debt snowball. The difference between these is that with the avalanche…

Continue Reading

Debt

Summer Weddings

Some of you might be planning summer weddings. If so, congratulations. However, before you start saying, “We are going spend X number of dollars on the wedding.” You need to rephrase that statement with, “Are we able to afford to spend X dollars on this wedding?” Please don’t borrow money or put the costs on your credit cards to pay…

Continue Reading